Medical insurance premiums are rising in Oregon and are expected to continue to rise as more people get coverage.
That’s because the state’s population continues to shrink and its economy slows.
The cost of health care has increased as more Oregonians have gained coverage, and insurers have to cover those who can’t afford the cost of medical care.
For a family of four in Oregon, that means they’ll need to pay more for their premiums, but the medical costs are going up in a way that doctors and hospitals can’t cope with.
That could cause them to choose to not see a doctor, which could increase their bill.
In Oregon, Oregon Health & Science University is one of the state health agencies that have a financial responsibility for the care of Oregonians with pre-existing conditions.
But when those costs rise and Oregon’s health care system slows down, the health care providers in the state can’t pay the bills, said John McElroy, a professor at the university and an associate professor of health economics and management at the school.
“We’re having to choose which to pay,” McElrold said.
He said the costs have been escalating in Oregon since Oregon began to offer Medicaid coverage in 2012.
Medicaid is the state-run program that pays for about 90 per cent of all health care services in Oregon.
The state has also been facing a growing number of uninsured people, and McElrod said it’s become increasingly difficult for providers to cover people with pre.
As the economy slows down and Oregonans become more aware of the health problems they face, more people are choosing to go without coverage, he said.
“As more and more people go without insurance, it creates a lot of pressure on the health systems,” McEllroy said.
And with costs increasing, it can lead to doctors leaving Oregon, which can have a negative impact on patients.
Oregon has the second-highest uninsured rate in the country.
Oregon is not alone.
The cost of insurance in the U.S. is rising and more and too many people are going without coverage.
The average family of three in the United States pays $2,000 a year for their health care.
But a family that makes $70,000 could pay $3,500 in premiums for their coverage, according to a recent analysis by the Kaiser Family Foundation.
McElroy said many Oregon health care plans are trying to reduce their rates because they have to, but they have no way of doing it, because the health insurance companies can’t make any changes.
“It’s just impossible to change the rates because there are no other options,” McElsroy said, adding that he’s hopeful the Legislature will pass legislation soon to increase the number of providers covered.
McEllroy added that the Oregon health system has had to deal with a backlog of about 30,000 cases.
He noted that some patients who have to wait longer for a doctor are paying for those extra months by filing lawsuits.
“They’re taking advantage of Oregon’s pre-negotiated, no-fault state law, so they’re going to pay those premiums,” McELROLL said.
The law also says that health plans that don’t cover people are responsible for covering those who do.
But McElrow said Oregon health plans are paying about $10 million a year more in premiums than they should.
The federal government, which pays for most health care in Oregon’s state, has not yet decided how much it will contribute to Oregon’s Medicaid program.
Oregon’s legislature is considering a proposal that would increase the amount of money the state pays to help pay for Oregon’s medical care, but McElros said the proposal is not expected to pass.
Oregon health officials also have to deal on other matters.
McElsley said he hopes the legislature will do something soon to raise the state minimum wage, because that would help Oregonians, but he said that will likely require some other legislation.
He added that he doesn’t know when the state will increase Medicaid coverage.
The Oregon Medical Association and the Oregon Health Care Association are working to find ways to bring some of the costs down, but so far they’re not working, McElrysaid.
“That’s going to be a tough challenge,” McIlroy said about increasing the Medicaid benefits.
“I think they are all on the same page, but at the same time, you’ve got to have a plan, and we have no plan,” McErlroy said of Oregon Health and Science University.