The following is a list of medical insurance coverages covered by medical insurance in California.
The information in this article should be used as a starting point for anyone considering a medical coverage decision.
It is not intended to be a comprehensive list of all medical coverage in the state of California.
There are many other insurance options that may be available to you.
You should talk to your insurance agent or broker to learn more about any medical coverage that may apply to you and the coverage you may have.
Medical coverage options for individuals with a pre-existing condition and for individuals under the age of 65.
If you are a pre or per capita insured individual, you are covered by health insurance in the State of California (the “State”), including the coverage of any employer-sponsored health insurance or any health insurance that is purchased in your state.
Your employer is also responsible for the health care of the people you hire.
In addition, the State covers the costs of health care for people with chronic health conditions.
Health coverage for your family and/or household, including:• Any coverage for personal care or transportation• Any care coverage for those who are under 65 years old• Any medical care for individuals younger than 65 who have been diagnosed with a chronic disease or condition that is expected to require continuous care for at least 1 year or who are expected to remain in the United States for a period of more than 6 months• Any insurance for the payment of your medical bills and for other related medical expenses• Any health insurance for your dependents.2.
Medical insurance for those with pre- or per-pandemic conditions and/ or a chronic condition.
For individuals with pre or/and per capita chronic conditions and for their dependents, the coverage is:• Medicare or Medicaid, with or without private coverage• Private insurance with minimum coverage, but no guarantee of coverage• Any other health insurance with a minimum coverage.• The same health insurance you have now, including the health insurance plan you purchased at the time of your enrollment.3.
Medical Insurance coverage for people who have chronic conditions or who have a chronic or complex condition, including, but not limited to, diabetes, asthma, heart disease, arthritis, mental health, or any other health condition.
In addition, if you are an individual or a family, your insurance coverage is covered by a State-established health plan that has been approved by the State for coverage of your family.
The State-approved health plan is:1,3, or 4.5% of your gross income (depending on income)2.
The state health plan you choose is generally your own health insurance policy or health insurance purchased on the open market.
In California, the health plan must be purchased on or after January 1, 2020.
It must be the same plan as the health coverage you currently have, and must be approved by both the State and your health insurance company.
The health plan may include, but is not limited a personal or family deductible, co-payments, and out-of-pocket expenses, as well as other features.5.
Your health plan will cover all medical services including hospitalization, prescriptions, and medications, and the payment for the services will be made from the state’s general fund.
The plan must have been approved for enrollment in a California insurance market prior to January 1 of the year in which you apply for health insurance coverage.6.
All health care services are provided at no charge to you unless the services are medically necessary, and if your health plan determines that a service is medically necessary for you.
The coverage is not considered a condition of coverage.7.
Your plan must cover hospitalization costs for any hospital admission, including medical and/overtime, if the hospitalization is for an individual who has a preexisting condition.
For purposes of this paragraph, a hospital admission includes a medical treatment and surgery performed by a doctor or other health care professional in a hospital.8.
Coverage for pre- and/, per-potemkin, medical care provided by an individual, family, or household member or a dependent of an individual.
A “health care provider” is any individual, firm, organization, or corporation that is a member of a medical insurance plan in the individual or family, unless the individual, the family, the dependent, or the member is a covered health care provider, such as a hospital, a physician, dentist, optometrist, podiatrist, or podiatric surgeon.
For more information, see the Health Insurance Coverage of Health Care Providers for Individuals, Families, and Dependents section of the California Health Benefit Exchange.9.
Any medical treatment or services paid for by the state health insurance provider(s) will be considered a medical expense.10.
Any other costs of care for which a state health insurer provides health insurance.
For the purposes of providing health insurance, the term