Commercial medical insurance covers a wide range of health services, but it’s particularly important for people with pre-existing conditions, like those with asthma or cancer.
It also covers hospitalization and emergency services, which can be expensive.
The government offers a limited amount of coverage, and the costs vary depending on your type of coverage.
Coverage varies by state, so check with your state’s exchange.
For a complete list of all coverage available to you, check out this handy guide.
If you’re a small business, your insurance will cover your expenses up to $5,000 per year for the first five years of your business.
If you’re starting a business, that may be $25,000.
But you can pay that off at any time.
If your business isn’t a big one, you may have to cover up to an additional $1,000 a year.
If that’s the case, you can’t pay that amount unless you’re covered under a separate plan.
For more information on insurance coverage and the options available, see Business coverage, small businesses and small business-related coverage, government coverage, insurance premiums, and small businesses.
If your employer is a small employer or sole proprietorship, you won’t have to pay for the full cost of your coverage.
Your employer will be responsible for paying out the full amount of your premium, and your employer can negotiate a different plan for you.
If the employer doesn’t pay, you might have to start over.
The employer may have some flexibility to choose what plan to offer you, and you can always request a lower amount if you’re eligible for help paying your premiums.