Medical insurance is a huge business in India, with the cost of providing healthcare for newborns ranging from Rs.15 lakh to Rs.30 lakh.
But it’s a lot more complicated than you might think.
To get coverage, you need to prove you’ve met all the necessary medical and insurance requirements, and that you’re in the market for healthcare.
In India, you can get a medical insurance policy if you are the first child in your family to have a child, or if you’re pregnant.
But you can’t get a health insurance policy without getting a hospital certificate from a hospital, and you need a proof of income to get a claim card.
In some states, you also need to have medical certificates from a doctor or hospital, or prove you have health insurance through a spouse or partner.
If you don’t have a medical certificate from your doctor or a valid hospital certificate, then you’ll be stuck paying out of your own pocket.
It can be a very frustrating situation.
We spoke to a mother in Delhi who had to pay out of her own pocket for a newborn with a heart defect.
She says she has to prove her income and a medical condition, as she’s too poor to get healthcare from a private hospital.
According to an Indian media report, her son was born on December 3, 2018, and she was able to get insurance coverage through the National Health Insurance (NHI).
However, when she went to the doctor to get her certificate, he refused to give her the certificate.
So she decided to take her child to a private doctor.
She went to a doctor’s office, and the doctor refused to treat her because she’s a poor woman.
She told the doctor that she has medical conditions and has to be treated at home.
But, when the doctor said he could treat her at the hospital, he wouldn’t do so.
She went back to the hospital and waited to be referred to a specialist for treatment.
The specialist told her that she was very ill, and needed a hospital stay.
The doctor even refused to take the certificate from her, which meant that the hospital was paying out the bill.
Her son was diagnosed with a serious heart defect, and he was admitted to a hospital for six days.
He died after three days, and there was no treatment at the time of his death.
The family is now on the brink of financial crisis, because their daughter is too ill to receive medical treatment at home, and cannot afford to pay the hospital bills.
They are facing debt of Rs.8 lakh, which they have to pay off.
The mother told the news portal that her son would have been a happy, happy, and healthy baby if she’d been able to pay for her medical treatment, but now she has no income to pay.
The National Health insurance is available for newborn infants from age six months to one year, and from five years to one, but it is not available to those under the age of five years.
The state government says that the new newborn policy has helped a lot in the health care sector.
In a recent interview, Dr Jeevan Reddy, chief medical officer of the state, said, “This is the first policy of its kind to cover newborns in India.
It’s the first one that provides free medical treatment to newborns, and we are proud to have it in our state.”
The policy has been rolled out nationwide, with more than 500 newborn policies.